General

January 14, 2025

Welcome to Direct Home Loans

Welcome to the Direct Home Loan inaugural blog.  Our goal is to reach out to real estate consumers to help them make informed and empowered real estate decisions.  We will be covering any and all topics involving real estate and lending.  While the site is new, our company is not.  Being owned and operated by JMAC Lending, one of the longest tenured non-bank lenders in the country, we now allow consumers to access loan products that were previously only available to the mortgage broker community.  With 28 years of experience and $40+ billion in funded loans, JMAC Lending has the scale to provide best in class products, rates and customer service.  

We look forward to engaging with the community.   If you have any questions or topics, you would like us to cover, please let us know.

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STATELICENSELICENSED BYAlabama22468State Banking DepartmentArizona121648Department of Financial InstitutionsCaliforniaCFL 603G249Department of Financial Protection and InnovationCalifornia RMLA41DBO-97827Department of Financial Protection and Innovation under the California Residential Mortgage Lending ActColorado53112Colorado Division of Real EstateConnecticut#ML-53112Department of BankingDelaware038060State Bank CommissionerDistrict of ColumbiaMLB53112Department of Insurance, Securities and BankingFloridaMLD1286Florida Office of Financial RegulationGeorgia43209Department of Banking and FinanceHawaii*Hawaii Mortgage Servicer LicenseDepartment of Commerce and Consumer AffairsIdahoMBL-9141Department of FinanceIllinoisMB.6761388Department of Financial and Professional RegulationIndiana64005IN Department of Financial InstitutionsIowa2022-014Iowa Division of BankingKentuckyMC700629Department of Financial InstitutionsMaryland21396Commissioners of Financial RegulationMassachusettsML 53112Division of BanksMichiganFR0021999Department of Insurance and Financial ServicesMinnesotaMN-MO-53112Department of CommerceMontana53112MT Division of Business and Financial InstitutionsNevada4656Department of Business and IndustryNew Hampshire24929-MBNew Hampshire Department of BankingNew Jersey53112New Jersey Department of Banking and InsuranceNew MexicoFinancial Institutions DivisionNorth CarolinaL-171787Commissioner of Banks OfficeOhioRM.850303.000Division of Financial InstitutionsOregonML-5322Division of Financial RegulationPennsylvania69579Department of Banking and SecuritiesRhode Island20224473LLDivision of BankingSouth CarolinaMLS-53112Board of Financial InstitutionsTennessee121182Department of Financial InstitutionsTexas*53112Department of Savings and Mortgage LendingUtahUDFI-RFMN2015Department of Financial InstitutionsVirginiaMC-5179State Corporation CommissionWashingtonCL-53112Department of Financial InstitutionsWisconsin53112BAWI Department of Financial InstitutionsJMAC Lending, Inc.
3200 Park Center Drive, Suite 350
Costa Mesa, CA 92626
(949) 390-2688CA - Loans made or arranged pursuant to the California Financial Law.  Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.*HI - This license is for servicing activities only. Not originations.IL - For licensing information, go to: www.nmlsconsumeraccess.org.TX - TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.